Risk management isn’t only about numbers—it’s about people. Behavioral economics shows us that human psychology often drives insurance decisions more than pure logic. Fear, optimism, and perception of risk can shape everything from buying coverage to filing claims....
As global efforts to combat climate change intensify, energy regulations are evolving rapidly, reshaping the risk landscape for industries like oil, gas, and fuel. Policies such as carbon taxes, renewable energy mandates, and emissions reduction targets are pushing...
