Football season brings excitement, camaraderie, and the long-standing tradition of tailgating. Parking lots fill with fans grilling, celebrating, and gathering hours before kickoff. While tailgates create unforgettable experiences, they also introduce unique safety...
Trees provide shade, beauty, and environmental benefits, but when they grow near powerlines, they can create serious hazards. Contact between trees and electrical lines is a leading cause of outages, fires, and accidents—particularly during storms or high winds. For...
Football season brings excitement, community, and packed stadiums—but for drivers, night games present unique safety risks. With many games ending well after dark, the combination of congestion, fatigue, and limited visibility creates hazardous conditions on the...
Parking lots are often overlooked when it comes to risk management, but they are among the most common locations for accidents and injuries. With vehicles constantly pulling in and out of spaces, pedestrians crossing unexpectedly, and drivers rushing to find parking,...
Risk management isn’t only about numbers—it’s about people. Behavioral economics shows us that human psychology often drives insurance decisions more than pure logic. Fear, optimism, and perception of risk can shape everything from buying coverage to filing claims....
Slip and fall incidents are among the most common workplace and public liability claims, costing businesses billions annually in medical expenses, lost productivity, and insurance premiums. While they may seem minor, these accidents can result in serious injuries—from...
